• chevron_rightWhat parts of my home am I responsible for insuring?
    For townhomes, a document explaining insurance responsiblities has been posted on the Documents page.  For single family homes, the entire home and all Limited Common Elements adjacent to the home are the homeowner's responsibility.
    Please note that as per the Code of Regulations, all homeowners are required to maintain adequate insurance and must file a copy of the current policy with the property management company, SeaScape Property Management,  within 30 days of obtaining the policy.  In the event a rebuild is necessary, this insures that each building will be fully completed and not just an empty shell.  If you have not done this, please do so as soon as possible!
Limited Common Elements (LCEs)
  • chevron_rightAm I allowed to put up outdoor decorations, adornments, and/or statuary?
    Decorations, adornments, and/or statuary within the LCEs, including on decks, must be approved by the board prior to placement.  This category includes birdbaths, garden statues, fountains, and other outdoor decorations.  Please use the Architectural Request Form to submit an item for approval.  Each item will be approved on a case-by-case basis.  Considerations for approval include, but are not limited to, size, color, durability, placement, and neighbor approvals.
    Seasonal and holiday decorations are specifically allowed on the LCEs as per the newest rules and regulations, found on the Documents page.  While official approval is not required for these items, the board reserves the right to revoke approval for specific items.
    Nothing may be placed on the Common Elements.
  • chevron_rightWhat are the exact dimensions of the Limited Common Elements behind my home?
    With the exception of some waterfront units and single family homes, a unit's LCEs extend 20 feet behind the home and follow the contour of the foundation of the home (not the deck!).  Please consult the plot plan on the Documents page for more information about your LCEs.
  • chevron_rightAm I allowed to store a boat, trailer, or RV at Wharton's Bluff?
    As per our declaration and rules . . .
    • "Trailers, tractors, non-recreational trucks, mobile homes, RVs, boats, boat trailers or the like are not allowed, unless the same is parked within the garage and considered one of the Unit’s three (3) vehicles.
    Canoes and kayaks may be allowed, so long as they are stored in a reasonably concealed location.  Also, short-term construction and moving trailers may be allowed as long as the property manager and HOA board are notified ahead of time.  Approved architectural requests are acceptable for notification.  Otherwise, please let us know using the Contact Us page!
  • chevron_rightIs street parking allowed at Wharton's Bluff?
    Due to the narrow width of our streets and the density of driveways, street parking is NOT allowed at Wharton's Bluff!  Please direct all guests to a nearby overflow parking pad.  While we try to give a warning first, violators may be towed on the first violation at the owner's expense!
  • chevron_rightMy household has more permanent vehicles than we have room for in our driveway. Can we use the overflow parking?
    From the rules . . .
    • "Each owner is allowed up to three (3) vehicles on property."
    • "The garage must be used for the parking of one vehicle, if the unit has three (3) vehicles."
    • "Vehicles are expected to be parked in the garage and driveway, leaving the overflow lot for guest and pool parking."
    The overflow parking is meant for short-term guest parking, NOT homeowner vehicles or long-term parking.  If it is noticed that a particular vehicle is stored or parked long-term in the overflow parking areas, it will be given a warning, and possibly towed, if needed, at the owner's expense.